|
OctoberBaby06
Extremely EHEALTHy
Joined: 02 Dec 2006
Posts: 4612
Location: , US
Thanks: 2
Thanked:2
|
House Hunting Update
Posted: 03-13-08 12:17pm
|
|
|
|
We have an appointment to meet up with our
real estate guy at 2:30 today to get a
contract written up & to make an offer
for a house we found!! I wish I had
pictures to show you guys of this place,
it's beautiful. The people that own it
bought it real cheap through a sheriff
sale & they completely gutted the
place & pretty much built it back up
from the ground. Everything is brand new,
walls, ceilings, floors, even the sidewalk
out front. It's 3 bedrooms, 1 1/2 baths,
living room, dining room, family room,
laundry room, full basement, deck &
patio out back, 2 fireplaces.. REALLY nice
house. They also had a dog kennel built
out back which we wouldn't be using since
we don't have a dog, but it'll be nice if
we get another one someday! I'll update
later when we get back, wish us luck!!
|
|
|
|
|
 |
mamaTT
Extremely EHEALTHy
Joined: 03 Jan 2007
Posts: 2000
Location: Illinois, USA
Thanks: 12
Thanked:8
|
Posted: 03-13-08 12:19pm
|
|
|
|
|
Good luck. I hope everything goes well!!!
|
|
|
|
|
|
musikmaker
Extremely EHEALTHy
Joined: 30 May 2006
Posts: 1743
Location: Chicago, US
Thanks: 6
Thanked:2
online
|
Posted: 03-13-08 12:35pm
|
|
|
|
|
Good luck! I hope that everything goes
great!
|
|
|
|
|
|
Zanny
Supporter
Joined: 01 Apr 2006
Posts: 2230
Location: Preston, Lancashire United Kingdom
Thanks: 33
Thanked:29
|
Posted: 03-13-08 12:43pm
|
|
|
|
|
Good luck!! I hope everything goes well
for you 
|
|
|
|
|
|
Bridget
Moderator
Joined: 27 Jan 2006
Posts: 10809
Location: ,
Thanks: 58
Thanked:42
|
Posted: 03-13-08 12:46pm
|
|
|
|
|
that sounds awesome! good luck!
|
|
|
|
|
|
ShiningShannon
Active User, Really EHEALTHy
Joined: 14 Apr 2007
Posts: 522
Location: ,
|
Posted: 03-13-08 13:30pm
|
|
|
|
|
Good luck! That sounds like a really nice
house
|
|
|
|
|
|
ebarnhard33
Active User, Really EHEALTHy
Joined: 08 Nov 2006
Posts: 541
Location: Denver, CO
Thanks: 2
Thanked:7
|
Posted: 03-13-08 13:33pm
|
|
|
|
|
That's awesome! Good luck!
|
|
|
|
|
|
CaNdItAs CrAzY LaNd
Supporter
Joined: 11 Apr 2007
Posts: 3059
Location: like anyone cares, phhht
Thanks: 6
Thanked:0
|
Posted: 03-13-08 13:43pm
|
|
|
|
|
yay good luck hun cant wait to see pics
when you get them lol
|
|
|
|
|
|
ilovemyfishies81
Supporter
Joined: 13 Jul 2007
Posts: 1554
Location: Raleigh, NC
Thanks: 4
Thanked:0
|
Posted: 03-13-08 13:58pm
|
|
|
|
|
good luck! if you have never bought a home
before it takes a while its a lot of
paperwork and signing so exercise your
writting hand
|
|
|
|
|
|
tinkinpink84
Supporter
Joined: 11 Sep 2006
Posts: 5065
Location: , Germany
Thanks: 3
Thanked:6
|
Posted: 03-13-08 13:59pm
|
|
|
|
|
wow sounds like its promising, and sounds
like a great house! I dunno when we will
ever buy a house since we move so much
while jasons in the army, but good luck
and update us as soon as u get back!
|
|
|
|
|
|
|
Willa Weintraub
Extremely EHEALTHy
Joined: 05 Mar 2007
Posts: 3399
Location: The Beach!
Thanks: 30
Thanked:46
|
Posted: 03-13-08 14:13pm
|
|
|
|
|
Wow, that sounds like my dream house! How
are youo guys doing this again? I wonder
if they have a program in FL like that I
could use. . .I'm happy for you Michelle!
|
|
|
|
|
|
mamaTT
Extremely EHEALTHy
Joined: 03 Jan 2007
Posts: 2000
Location: Illinois, USA
Thanks: 12
Thanked:8
|
Posted: 03-13-08 14:13pm
|
|
|
|
|
| ilovemyfishies81
wrote: | | good luck! if you have never
bought a home before it takes a while its
a lot of paperwork and signing so exercise
your writting hand |
That's no lie!!! I felt like a movie star
by the time I was done signing all the
paperwork when we bought our house. Now,
we are going through a refinance/bill
consolidation so I have to do it all over
again next week!!
|
|
|
|
|
|
tinkinpink84
Supporter
Joined: 11 Sep 2006
Posts: 5065
Location: , Germany
Thanks: 3
Thanked:6
|
Posted: 03-13-08 14:25pm
|
|
|
|
|
they prob do , but they are always called
something different, my mom was telling me
about something in fla, but i dont
remember what it was though 
|
|
|
|
|
|
|
Willa Weintraub
Extremely EHEALTHy
Joined: 05 Mar 2007
Posts: 3399
Location: The Beach!
Thanks: 30
Thanked:46
|
Posted: 03-13-08 14:34pm
|
|
|
|
|
See if you can find out Diane, I really
wonder about that stuff.
|
|
|
|
|
|
tinkinpink84
Supporter
Joined: 11 Sep 2006
Posts: 5065
Location: , Germany
Thanks: 3
Thanked:6
|
Posted: 03-13-08 14:37pm
|
|
|
|
|
well saturday I can call my mom, thats the
only day she is off of work, i call her
tuesdays and saturdays when she is off. My
brother is back there though now but he
dont know much of anything haha. But ill
ask her about it when i talk to her on
saturday hopefully i remember.
|
|
|
|
|
|
rosejackson
Supporter
Joined: 23 Dec 2005
Posts: 4334
Location: hertfordshire, england
Thanks: 3
Thanked:7
|
|
|
|
|
|
|
Willa Weintraub
Extremely EHEALTHy
Joined: 05 Mar 2007
Posts: 3399
Location: The Beach!
Thanks: 30
Thanked:46
|
Posted: 03-13-08 14:38pm
|
|
|
|
|
Thats cool. I'll be back on here on
Monday!
|
|
|
|
|
|
ladylee70
Extremely EHEALTHy
Joined: 14 Nov 2006
Posts: 1912
Location: Boise, Idaho,
Thanks: 1
Thanked:0
|
Posted: 03-13-08 14:43pm
|
|
|
|
|
hey! good luck. i can't wait to see pics
|
|
|
|
|
|
|
OctoberBaby06
Extremely EHEALTHy
Joined: 02 Dec 2006
Posts: 4612
Location: , US
Thanks: 2
Thanked:2
|
Posted: 03-13-08 18:54pm
|
|
|
|
|
Thanks everyone for the good luck wishes!
Well we went to the meeting, signed a
thousand & one papers & put a
little money down so the homeowners know
that we are serious about this. Our real
estate guy (Rich) referred us to a loan
manager at the bank in town so we went
over there right after our little meeting.
They ran Shane's credit & a Verizon
bill came up on his report saying he owes
$512. It's from a few years ago. Sooo
Shane has about $600 in his stocks so he's
going to cash that in & pay that off
to finally get it over with. We can't get
an FHA loan until that's taken care of so
hopefully Monday or so we'll know.. Rich
called the homeowners while we were still
there to tell them they got an offer so
they can look over the paperwork but he
was still waiting on them to call back the
last we knew. The homeowner is actually
Rich's niece, so that's kind of nice. He
told us he talked to her lastnight &
he said she was excited that we are
interested in the house. Also that she
wants to negotiate a deal with us rather
than have the open house they were
planning on Saturday & have 40 people
throwing offers at her. SO that's nice!
The couple that owns the house aren't too
much older than Shane & I, they're
just in their late 20's. When we talked to
Rich after we went to the bank, he said he
goes through a few other banks, so we can
try them as well & maybe one of them
won't say anything about the Verizon bill.
We're paying it off either way though,
it's long overdue.
The program we were going to go through is
called USDA Rural Development. They
qualified us for $85,000-$100,000 but the
house we put the offer on was a little
over what they qualified us for, so we
thought we'd try getting an FHA loan
instead. If it doesn't work out we'll
still go with the USDA one though &
just make sure we stay under the amount
they allow us. The house we want is
$119,000 but we put an offer in for
$109,000. So we'll seeeeee!
|
|
|
|
|
|
tiamccoy819
Active User, Really EHEALTHy
Joined: 27 Oct 2007
Posts: 585
Location: Elkton, Maryland,
Thanks: 5
Thanked:0
|
Posted: 03-13-08 19:02pm
|
|
|
|
|
| OctoberBaby06
wrote: | Thanks everyone for the good
luck wishes! Well we went to the meeting,
signed a thousand & one papers &
put a little money down so the homeowners
know that we are serious about this. Our
real estate guy (Rich) referred us to a
loan manager at the bank in town so we
went over there right after our little
meeting. They ran Shane's credit & a
Verizon bill came up on his report saying
he owes $512. It's from a few years ago.
Sooo Shane has about $600 in his stocks so
he's going to cash that in & pay that
off to finally get it over with. We can't
get an FHA loan until that's taken care of
so hopefully Monday or so we'll know..
Rich called the homeowners while we were
still there to tell them they got an offer
so they can look over the paperwork but he
was still waiting on them to call back the
last we knew. The homeowner is actually
Rich's niece, so that's kind of nice. He
told us he talked to her lastnight &
he said she was excited that we are
interested in the house. Also that she
wants to negotiate a deal with us rather
than have the open house they were
planning on Saturday & have 40 people
throwing offers at her. SO that's nice!
The couple that owns the house aren't too
much older than Shane & I, they're
just in their late 20's. When we talked to
Rich after we went to the bank, he said he
goes through a few other banks, so we can
try them as well & maybe one of them
won't say anything about the Verizon bill.
We're paying it off either way though,
it's long overdue.
The program we were going to go through is
called USDA Rural Development. They
qualified us for $85,000-$100,000 but the
house we put the offer on was a little
over what they qualified us for, so we
thought we'd try getting an FHA loan
instead. If it doesn't work out we'll
still go with the USDA one though &
just make sure we stay under the amount
they allow us. The house we want is
$119,000 but we put an offer in for
$109,000. So we'll
seeeeee! |
Man thats cheap for what you described!!!!
We have been looking at houses FOREVER,
but they are wayyyyy to exspencive. Just
for a townhouse where I live is 190,000
 unless you wanna
live in the ghetto, you guys are really
lucky. im jealous 
|
|
|
|
|
