About to Go Knee-deep In Lab Fees Posted: 08-30-07 09:49am
I think I may have terribly mismanaged my
health budget. My PCP (who is a provider
for my health insurance) recently began
offering lab testing right in her office.
Due to medical conditions, I've had
bloodwork done four times in the last
month or so. My husband also had
bloodwork done once as part of his yearly
physical.
The invoices went, by mistake, to my old
insurance (which of course, rejected the
claims since I'm no longer a member).
Because of this, the lab sent me two
invoices (so far), totaling about $450.00.
I'm figuring the total will be around
$1,800.00.
The problem is that although I went to my
regular doctor for the bloodwork, that the
insurance company is not going to accept
the claims, because the lab used is not in
the network. I'm not sure why I didn't
think of this before. Maybe because I
thought it would be billed through the
doctor's office...I don't know, I can't
believe I didn't double check with my
insurance...
Is there anything I can do? I just can't
afford this mistake.
|
Tmddyan
Moderator
Joined: 13 Jun 2006 Posts: 4346 Location: post falls, id usa
Thanks: 93
Thanked:63
Re: About to Go Knee-deep In Lab Fees Posted: 09-04-07 14:04pm
anashealth
wrote:
I think I may have terribly
mismanaged my health budget. My PCP (who
is a provider for my health insurance)
recently began offering lab testing right
in her office. Due to medical conditions,
I've had bloodwork done four times in the
last month or so. My husband also had
bloodwork done once as part of his yearly
physical.
The invoices went, by mistake, to my old
insurance (which of course, rejected the
claims since I'm no longer a member).
Because of this, the lab sent me two
invoices (so far), totaling about $450.00.
I'm figuring the total will be around
$1,800.00.
The problem is that although I went to my
regular doctor for the bloodwork, that the
insurance company is not going to accept
the claims, because the lab used is not in
the network. I'm not sure why I didn't
think of this before. Maybe because I
thought it would be billed through the
doctor's office...I don't know, I can't
believe I didn't double check with my
insurance...
Is there anything I can do? I just can't
afford this
mistake.
you can ask for a payment plan---just give
them your situation. they should
understand and work with you.
|
DoorIn
New User, Becoming EHEALTHy
Joined: 16 Aug 2007 Posts: 19 Location: Coral Springs, Fl
Posted: 09-12-07 22:17pm
If it's a PPO or POS, you'll still have
out of network benefits, although probably
subject to a high deductible. You may
want to get your PCP on the network.
Sometimes it's as easy as having them
submit a short form.
