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Define Pre-existing Condition for health insurance coverage

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Waterway

New User, Becoming EHEALTHy
Joined: 30 Oct 2007
Posts: 1
Define Pre-existing Condition for health insurance coverage
Posted: 10-30-07 11:06am

Can anyone answer this question? If someone without insurance is diagnosed and treated for a minor ailment (a rash, or skin infection, or something of a presumably limited course that is expected to respond right away to treatment), then gets health insurance, goes back for a follow-up on the "minor ailment" and doctors decide or discover that it is something much more serious; does the insurance company now regard this as a pre-existing condition even though the original complaint was diagnosed and treated as one condition, and now a different condition (but the same complaint/symptoms) is diagnosed and under treatment?
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