Should I Get Health Insurance Thru My Job Posted: 12-14-07 13:08pm
My job offers Kaiser Health Insurance. I
have an ongoing back condition and have
been paying out of pocket for massages and
sometimes chiropractic which Kaiser
doesn't cover. I believe i may have a more
serious condition and should get an MRI. I
am thinking of quitting the job soon but
as money is tight, not sure when i will be
able to do that.
I am worried if i get anything done with
my back and i quit the job, that it will
be a preexisting condition and I won't be
able to get coverage for it in the future
when i may really need it.
For years i have said i wanted to get
private health insurance so i will not be
trapped at a job because of the health
insurance but have yet to do it.
$120 a month versus $8 a month with the
job is a big difference.
I have to decide in the next couple days
if i am going to take it. Any
suggestions?
Thanks
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Tmddyan
Moderator
Joined: 13 Jun 2006 Posts: 4426 Location: post falls, id usa
Thanks: 99
Thanked:68
Posted: 12-16-07 16:47pm
i found that taking the insurance through
work was a good decision--i can afford the
payments as its only 30 a month spread out
over the month rather than haveing to pay
a big lump sum at a certain time. you can
always get cobra and you can always leave
the job.
