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daniellexox
New User, Becoming EHEALTHy
Joined: 26 Feb 2008
Posts: 7
Location: , Canada
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Health Insurance
Posted: 02-27-08 15:01pm
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Some people say you have to tell your
parents right away if your on theyre
health insurance. Why is that? Because I
wanted to wait awhile before telling them.
But is there someway they find out before
i want them to by being on there
insurance? Anyway of avoiding this?
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Ingi
Moderator
Joined: 09 Mar 2006
Posts: 8924
Location: Grinning like a Cheshire Cat,
Thanks: 174
Thanked:198
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Posted: 02-27-08 15:27pm
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Whenever you use your parents health
insurance, they are sent a notice from the
insurance telling them what the insurance
paid and what they didn't pay.
Additionally, a bill comes from the
doctor's office for whatever the insurance
didn't cover.
You need to tell your parents. Some
insurance does not cover pre-natal
appointments for children. This is one of
the first steps in you being a parent.
Getting the insurance situation figured
out.
If you don't know if you are pregnant,
take a home pregnancy test. Or you could
go to a planned parenthood office near you
- they do FREE pregnancy testing.
You still need to tell your parents as
soon as possible.
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daniellexox
New User, Becoming EHEALTHy
Joined: 26 Feb 2008
Posts: 7
Location: , Canada
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Posted: 02-27-08 15:47pm
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so I can get my own insurance for this
instead? I need a little bit of help about
what i do to figure out getting my own
insurance plan and stuff.
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daniellexox
New User, Becoming EHEALTHy
Joined: 26 Feb 2008
Posts: 7
Location: , Canada
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Posted: 02-27-08 15:57pm
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oh also.
i live in BC CANADA
if that changes anything
im just SUPER lost on how to get fully
covered.
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Ingi
Moderator
Joined: 09 Mar 2006
Posts: 8924
Location: Grinning like a Cheshire Cat,
Thanks: 174
Thanked:198
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Posted: 02-27-08 16:21pm
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You need to talk to your parents. They are
going to be the best ones to help you in
your situation. Maybe an aunt? Or a
teacher you are close to?
I don't know anything about insurance in
Canada. Sorry.
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justforfun
Experienced User , Rather EHEALTHy
Joined: 27 Feb 2008
Posts: 76
Thanks: 1
Thanked:0
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Posted: 02-27-08 18:31pm
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| daniellexox
wrote: | | so I can get my own
insurance for this instead? I need a
little bit of help about what i do to
figure out getting my own insurance plan
and stuff. |
Once you become pregnant MOST insurance
companies will not cover you under
prenatal care. It's considered to be a
pre-existing condition. But you can
however try to get help through your local
medicaid office if your parents insurance
dosen't cover prenatal care. Good luck to
you!
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Verizon-y
Extremely EHEALTHy
Joined: 29 Aug 2007
Posts: 3291
Thanks: 2
Thanked:0
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Posted: 02-27-08 18:39pm
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Why do you want to wait to tell your
parents?
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Ingi
Moderator
Joined: 09 Mar 2006
Posts: 8924
Location: Grinning like a Cheshire Cat,
Thanks: 174
Thanked:198
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Posted: 02-27-08 18:49pm
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| justforfun
wrote: | | daniellexox
wrote: | | so I can get my own
insurance for this instead? I need a
little bit of help about what i do to
figure out getting my own insurance plan
and stuff. |
Once you become pregnant MOST insurance
companies will not cover you under
prenatal care. It's considered to be a
pre-existing condition. But you can
however try to get help through your local
medicaid office if your parents insurance
dosen't cover prenatal care. Good luck to
you! |
CANADA has different coverage than the
USA.
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lele25
Active User, Really EHEALTHy
Joined: 21 Dec 2007
Posts: 506
Location: Southland, USA
Thanks: 26
Thanked:38
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Posted: 02-27-08 22:03pm
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Canada has a socialized system correct? So
wouldn't everyone be covered? Are you sure
that your pregnant?
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justforfun
Experienced User , Rather EHEALTHy
Joined: 27 Feb 2008
Posts: 76
Thanks: 1
Thanked:0
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Posted: 02-28-08 00:38am
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| Ingi
wrote: | | justforfun
wrote: | | daniellexox
wrote: | | so I can get my own
insurance for this instead? I need a
little bit of help about what i do to
figure out getting my own insurance plan
and stuff. |
Once you become pregnant MOST insurance
companies will not cover you under
prenatal care. It's considered to be a
pre-existing condition. But you can
however try to get help through your local
medicaid office if your parents insurance
dosen't cover prenatal care. Good luck to
you! |
CANADA has different coverage than the
USA. |
I didn't realize she was from Canada!
Sorry!
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Reptar
Experienced User , Rather EHEALTHy
Joined: 24 Oct 2007
Posts: 389
Thanks: 44
Thanked:13
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Posted: 02-28-08 01:18am
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I think most things will be covered. I had
a problem with it since I was in a
different province for university and for
some reason my health card was no
accepted, but you're living at home so
things should be fine. Some of your care
will be covered through your parents
health plans from work, just like our
dental and eye doctor appointments are.
I'd really suggest talking to them because
they ARE going to find out sooner or later
and getting the best care for your baby is
what is most important. When I told my
parents, they were most upset that I
hadn't told them earlier.
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