Pregnancy Forum - Insurance & Pre-existing Conditions
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MrsVeeDub

New User, Becoming EHEALTHy
Joined: 12 Sep 2003
Posts: 38
Location: Baltimore
Insurance & Pre-existing Conditions
Posted: 09-26-03 11:31am

Hello,
i've been stressing... I'm afraid of insurances! Ahhh help! Here is my situation....
I changed jobs in august and my insurance was cancelled on sept 1. My husband's job picked us both up at the same time on sept 1. So there was never a gap in coverage. But because I already had my first pre-natal visit on my old insurance... Will his new insurance still cover the pregnancy? I was assured by his benefit coordinator that it was since there was not a gap in coverage and we were both put on this new policy at the same time... I just need reassurance!
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nikki_caro

Extremely EHEALTHy
Joined: 22 Aug 2003
Posts: 4921
Location: Right here at work!

Posted: 09-26-03 11:43am

You should be fine on getting covered. Call your insurance company to find out though. But there shouldnt be a problem if you are covered.
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littleuga7

New User, Becoming EHEALTHy
Joined: 12 Sep 2003
Posts: 18
Location: GA
I Work In Insurance
Posted: 09-26-03 13:00pm

If the policy you have now is thru the same company you were with previously you should not hvae a problem. However there are some policies that do not cover if you get pregnant within the first 10 months of the effective date of coverage. To be absolutely positive call them and make sure. Most insurance companies will cover pregnancy at 100% or 80/20. Hope this helps!
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