Applying For Health Insurance Posted: 01-10-05 13:31pm
I was applying for new health insurance
but was refuse for an instance that
happened a long time ago, but I had still
put it on the app.
Is there a limit to the time that items
must be disclosed, such as traffic
violations etc??
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somarco
New User, Becoming EHEALTHy
Joined: 02 Jun 2004 Posts: 26 Location: Atlanta
Posted: 01-12-05 20:21pm
Each carrier is different. Some ask
global questions (no time frame) while
others are only interested in the last 3
years.
One of the dangers of diy purchasing of
insurance products is that you have no
idea what a carrier is considering. A
good agent will recognize potentially
negative issues and match your history
with the right carrier.
Most applications do have a gatekeeper
question . . . "have you ever been
declined or rated" which may cause some
snags the next time you apply.
