Cobra to Individual Coverage And Hipaa Posted: 02-05-05 01:36am
I just finished an 18 month cobra period
with a major insurance company. I
applied with the same compay for an
individual policy, and I was denied
coverage because of some medical history
from 6-8 months ago.
I searched and saw some articles about the
hipaa health insurance portability and
accountability act and my rights on
converting to an individual plan from a
group plan. I am an "eligible
individual" for a conversion from what I
can see. Is this company in any
violation of the hipaa?
I can provide more info such as the
insurance company and the reason for
denial of coverage if it will help answer
my question.
Thanks in advance for any advice!
Stdlabman
|
somarco
New User, Becoming EHEALTHy
Joined: 02 Jun 2004 Posts: 26 Location: Atlanta
Posted: 02-09-05 18:50pm
As a ga resident you should be eligible
for a cobra conversion policy. Call the
doi in ga and explain your situation.
They will determine if you are indeed
eligible for a conversion plan and assign
you to a carrier.
Depending on your health circumstances,
there may be other options. I am a ga
agent with 30 years experience and may be
able to find other solutions. You can
email me if you like. I think contact
information may be stored on this site.
If not I do receive notifications by email
to responses and maybe we can figure out a
way for us to get in contact without
violating forum rules.
