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Health Insurance & Asthma

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ihighjinks

New User, Becoming EHEALTHy
Joined: 05 May 2005
Posts: 1
Health Insurance & Asthma
Posted: 05-05-05 19:32pm

I quit my job 4 months ago and have not had insurance since then. I've applied for health insurance, but because I have asthma and I am an ex-smoker (quit 2 months ago), I haven't been getting approved for any health insurance. I currently work as a substitue teacher and get no benefits of any kind. Can anybody help me?
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somarco

New User, Becoming EHEALTHy
Joined: 02 Jun 2004
Posts: 26
Location: Atlanta

Posted: 05-09-05 20:03pm

Insurance carriers vary from state to state, so what is available here in ga may not be available where you are. Your situation will present a challenge. Your best bet is to find an agent with at least 5 years experience and familiar with the underwriting rules of several carriers.

If you have been turned down by one carrier that will make it more difficult to find coverage.
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