My husband and I want to have a baby, but
we have no insurance. I was wondering if
anyone knew of any insurance that wasn't
really expensive and you didn't have to
wait a year.
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Kristin212
New User, Becoming EHEALTHy
Joined: 25 Oct 2005 Posts: 4 Location: missouri
Posted: 10-26-05 09:33am
When you get matrnity insurance you have
it the whole year before the pregnancy is
covered it sucks. I know it is expensive
I already have a 2 year old and I got
medicaid with her but now we make to much
I dont know. Thanks though
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Pooh-Bear-2000
Active User, Really EHEALTHy
Joined: 19 Jul 2005 Posts: 522 Location: , Pa USA
Not True All the Time... Posted: 10-26-05 14:21pm
It is not completely true that insurance
won't cover you if you are already
pregnant before getting the new insurance.
My husband will be starting his new job
on nov. 7 and we won't have insurance for
30 days. It has been confirmed through
his company and insurance company (capital
blue cross) that pregnancy will be
covered.
It depends on the company and also the
insurance company. Some will not cover
it, but some will.
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nancyms
Experienced User , Rather EHEALTHy
Joined: 03 Jul 2005 Posts: 166 Location: texas
Posted: 10-26-05 16:14pm
Insurance laws vary state to state. I
live in texas and am licensed to sell
insurance in tx and tennessee. I know
individual policies do not cover maternity
in tx but do in tn. Group policies in
all states automatically cover maternity.
Another choice you guys have is to either
save money or get jobs that offer
benefits. The best advice I can give you
is to call around, and make sure you ask
about maternity coverage. I think an
inexpensive carriers are unicare and
humana. But again rates vary state to
state. Another company that I think is
offered through the state is blue cross
blue shield--at least here in tx. All
state employees have that. Good luck.
