Need Some Financial Advice Posted: 11-16-05 09:54am
Hello everyone, this is my frist post and
i'll try to get to the point.
My wife just found out that she's
pregnant. I'm excited, as is she. We
weren't "planning" it, but did want it in
the future. My issue is she is a
housewife and my work doesn't offer
insurance for spouse. So, she is
completely uncovered right now (i know,
not the brightest idea). However, we
just called medicaid and they said you
could make no more than 1685.00 and I make
just a hair above 1700.00 monthly. So,
it looks like medicaid is not an option.
My question is this, are there any other
options of assistance. We honestly can't
afford the pregnancy right now, much less
when she has to go into the hospital.
I know it's mostly my own fault for not
taking care of this before, but now I have
no other choice and honestly i'm starting
to panic a little. Any hel would be
great. Thanks in advance.
|
sbslove
Experienced User , Rather EHEALTHy
Joined: 12 Jul 2005 Posts: 82 Location: Vail, IA
Posted: 11-16-05 18:14pm
Have u tried wic or hawk-i or title-19, u
can go to ur local dept. Of human
services and they should be able to help u
find someone.
|
BrianBaby
Extremely EHEALTHy
Joined: 19 Jan 2005 Posts: 1383
Posted: 11-16-05 18:44pm
Urgh.....Health care in america....Boo.
Could you try an independent health
insurance provider instead of the one you
get with your job? Try looking around at
those. Sorry i'm not of much help.
|
sbslove
Experienced User , Rather EHEALTHy
Joined: 12 Jul 2005 Posts: 82 Location: Vail, IA
Posted: 11-16-05 18:47pm
brianbaby
wrote:
urgh.....Health care in
america....Boo. Could you try an
independent health insurance provider
instead of the one you get with your job?
Try looking around at those. Sorry
i'm not of much
help.
the only problem with that is most will
consider it a pre existing condition and
won't cover her.
|
BrianBaby
Extremely EHEALTHy
Joined: 19 Jan 2005 Posts: 1383
Posted: 11-16-05 19:02pm
True true.....Well, in your case I would
try my damn hardest to get on
medicaid....Whatever it takes.
|
kismit
Experienced User , Rather EHEALTHy
Joined: 14 Aug 2005 Posts: 114 Location: tx
Posted: 11-16-05 19:22pm
Yea maybeyou should just take her in to do
all tha paperwork for the medicaid and
when you get assigned a caseworker
hopefully they'll be able to wrk something
out. Its worth the shot. I mean sorry to
say but not all the people that work in
the medicaid office know the answers to
the questions they are asked...Which could
lead to just answering a round about
answer instead of saying nothing at all or
whatever.
Anyway like I said its worth the shot...
Good luck and trust me your not alone in
the troubled financial dept. Especially
with this suprise arrival....
Take care...
Sheena
|
sandyallen
Extremely EHEALTHy
Joined: 02 Feb 2004 Posts: 4580
Posted: 11-16-05 19:34pm
Hi there and congratulations, if all else
fails, go for a loan or ask the dr,
hospital, etc, to set up payment plans.
