Health And Dental Discount Plans (ppo).... Posted: 12-30-05 22:06pm
We hear the word "scams" and "waste of
time" all the time... And precisely in
this situation about health and dental
discount plans. Many of them, perhaps,
are a bunch of wise scammers who are
desperately trying to run a huge number of
customers with a big promise of discount
and with a plan to shut down when they've
made enough money and when the word "scam"
reaches their department. So i'm
somewhat aware of the ongoings in many of
these so-called discount plans companies.
So my questions is: are there actually
any legit and fairly reasonable ppo
(health discount) companies? (and that
have good reputation:)) has anyone out
there with a legal background possibly
already looked into this matter and has
some advisable info?
To the best of all of us!
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maddbobbs
New User, Becoming EHEALTHy
Joined: 19 Jan 2006 Posts: 1 Location: Michigan
Ppo Database Posted: 01-19-06 14:56pm
This website I found has a complete
listing of ppo's across the country from
legitimate companies and health plans.
The site is www.Healthdecisions.Org, and it has a few features that could
help your search.
I don't know a whole lot about ppo
networks, I am currently on an hmo that is
okay, but seems to meet my needs.
Don't know where you get this impression
of ppo plans. Ppo plans are very
legitimate and are sort of a cross between
hmo and fee-for-service plans. They
differ from hmos in that ppos will usually
pay for care provided by a provider that
is out-of-network, however, they usually
pay at a lower percentage than they would
for their in-network providers. That's
the main difference. Hmos usually offer
no out-of-network coverage.
Btw, most ppos that I know of are with
established health insurance companies
like blue cross and prudential.