Hey guys I live in canada. Just out of
curiousity. I'm still on the 2 month
sample of otc lo my doctor gave me to try
out. But i'm just wondering, if my
insurance doesn't cover my birth control,
can I just pay for it. And about how much
would that cost me to do. I don't want to
ask my mom because i'm scared she'll get
the wrong idea if she knows i'm on bc.
And I don't care too much to go to planned
parenthood. Soo, any advice or answers
would be awesome.
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bittertongue
New User, Becoming EHEALTHy
Joined: 18 Oct 2005 Posts: 46 Location: Kelowna
Posted: 03-22-06 02:13am
Also, I think my family just has the
typical average income, average health
insurance/medical insurance. I don't know
too much about it. But do they usually
cover birth control?
I'd just like to know how much i'll be
spending for a monthly prescription.
And how this kind of all works, so that I
kind of have some knowledge b4
i go into see my doctor for the actual
presription.
I dont want to sound like a total wingnut.
Aahahah.
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scrdat20
Experienced User , Rather EHEALTHy
Joined: 03 Feb 2006 Posts: 90
Posted: 03-22-06 11:14am
Hi bittertongue:
i am not sure if canadian insurance
operates same way as american, but I
imagine they are very close. Your
insurance most likely covers it. Every
insurance that I have ever had has covered
it. There is just usually a small co-pay
at the time you recieve each refill,
usually between $5 and $20. If yours
doesn't you can just pay for it. Thats
what lots of women do to if they don't
have insurance. It can be fairly
expensive though, I think about $50 or so
for one pack (one month) here in the
states, so yeah... Thats kind of a
bummer. The other thing is that the
brand name prescriptions usually cost more
than generic ones. In fact, when you go
to the pharmacy, unless your doctor
specifically asks for brand name (for
example ortho tri cyclen is a brand name)
they will give you the generic. The
generic is the exact same pill, so don't
worry about that, its just a lot cheaper
because it doesn't have to fancy name.
But it is just as good and reliable. I,
in fact, am on a generic pill for ortho
tri cycen. With my insurance, my co-pay
amount depends on whether the drug is
generic or the more expensive brand name.
I hope this helps!! Let me know if you
have any more questions. I used to work
in a doctor's office so I got to know a
lot about this stuff! Have a good one!
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bittertongue
New User, Becoming EHEALTHy
Joined: 18 Oct 2005 Posts: 46 Location: Kelowna
Posted: 03-22-06 13:25pm
Oh hahah great thanks that helps quite a
bit.
Just one other thing. Will I have to show
the pharmisict any kind of paper
documents for my insurance, or can he just
check up on it by himself?
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bittertongue
New User, Becoming EHEALTHy
Joined: 18 Oct 2005 Posts: 46 Location: Kelowna
Posted: 03-22-06 13:36pm
Oh and will I need to take any cards in
when I see the pharmicist. Like my care
card or birth certificate or anything like
that?
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scrdat20
Experienced User , Rather EHEALTHy
Joined: 03 Feb 2006 Posts: 90
Posted: 03-22-06 13:36pm
Hi:
you should probably have to show them your
insurance card with the insurance company
information and your insurance #, etc. I
don't think that they will be able to look
it up if you don't have this information.
Most likely your parents or the person
whom the insurance is under will have an
insurance card. But if you have been on
a presciption before (any kind) and you
use the same pharmacy still and you still
have the same insurance, then you should
just be in their computer and then you
won't have to show them anything. Is
there a specific reason you don't want to
go to planned parenthood?
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bittertongue
New User, Becoming EHEALTHy
Joined: 18 Oct 2005 Posts: 46 Location: Kelowna
Posted: 03-22-06 13:38pm
Well its kind of the other side of town,
which is quite a ways. But now that you
say I might need my insurance number.
Hmmm, uhm does planned parenthood need all
that kind of stuff?