I am 18 just turned 18, I have been with my fiancee for two years. I would love to have a baby with my fiancee, but we don't have the money. And are not ready for it yet.
How long have you two been together? You two are 17 & 15, do you realize the toll your body takes from having a baby, it ages a girl by 3 years? Where would the money be coming from? Does she have insurance, the 9 months of doctor's visit's? The baby when its born the back and forth trips to the doctor?
There are alot of things you have to consider. Does either of your parents know your plans? Think about it this way, you would want your baby to have everything it wants right? And be able to provide your child with everything it wants, as soon as the baby is born, it starts crying, from the first breath, this is the first want.
I hope you two are able to take care and afford all of the bills. Jobs at night, with a high school diploma where are you planning on working to make enough money to pay for all these things, and a house with all the bills to pay for you as well as her having needs as well.
Just because you cut cell phones out, and cars, that still doesn't cut enough money to support three. By the time your kid is 18 think about how much money you have spent, if you can afford it. Think about yourself as a child growing up wanting toys, probably wanting to play sports, nice clothes, shoes, etc. Your girlfriend as well. I am sure if you think back, there were alot of wants, and needs, do you think your prepared to take care of a child as young as you both are?
I believe you two should really consider waiting, it would only be fair to the child as well as you two. You're both still very young and have teenage years left. There are still so many things to do at your age, bringing a child into the world pretty much means you are focused on the child. Play time for the parents it over. Once a baby is born do you know how much sleep a night you get? Not very much, every few hours the baby will wake up needing to be feed, diapers changed and such. She will still be in school a junior, how much sleep do you think she will manage to get? You will be working, she will be home by herself getting woke up and having no help. And going to school the next morning, she will be so tired and worn out. There is no possible way she will be able to do this at night and the next day have plenty of energy to keep up in school. The baby would be around 3-4 months old.
I have had two friends last year that both went to school pregnant, had the baby during the school year and went back in 6 weeks. One with the father there to help, and the other without any help. Both had parents to help take care of the child during the day. How will you manage to sleep during the day, taking care of the baby and go to work at night?
Consider what I have said. There alot of things you need to think about before having a baby. I hope you two make the right choice, some manage to pull it off, but its a very hard life at such a young age. Its nice you have all these things planned out, but how about after you two have both finished school, and gone to college there is plenty of time for kids. Not when you two are just kids yourself still. Enjoy youth while you have it and don't regret making a decision you weren't ready for. After you two are finished with school, which will be a couple years off then, reconsider.
Good luck!