Hi all, im new here, im 5 weeks preg, n I
need to get an abortion as I hva baby n
my health wudnt cope up. How can I find
the clinc..I broswed thru some page which
lists the clincs but they do not cover
under my insurance. How to find one. And
I live in delaware. What does the law
say? I hope therez no ban on abortion.
Can anyone help me. Thanx
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Carifairy
Extremely EHEALTHy
Joined: 12 Nov 2005 Posts: 2608 Location: Charlotte n.c.
Thanks: 12
Thanked:0
Posted: 10-12-06 14:35pm
Most of the time, insurance does not cover
an abortion, or the clinic will not accept
all insurances.
You may end up having to pay for it out of
your own money unfortunately.
I will do some checking for other clinics
=)
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Jules
Moderator
Joined: 19 Aug 2006 Posts: 3743 Location: Merrie Englande, UK
Thanks: 72
Thanked:65
Posted: 10-12-06 14:44pm
Carifairy, may I ask you a question? In
the .U.K, all health care (including
abortion) is free because of our .National
.Health .Service but I understand that, in
the .U.S, one needs health insurance.
Why does this insurance not cover
abortions? Surely that will mean more
women are forced to go to 'backstreet'
abortionists?
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Tylanas
Especially EHEALTHy
Joined: 13 Jul 2005 Posts: 12985
Thanks: 3
Thanked:0
Posted: 10-12-06 16:36pm
Unfortunately, american insurance often
only covers necessary or life-saving
procedures. Even teeth braces are often
considered cosmetic, and not covered by
insurance.
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jenn_smithson
Active User, Really EHEALTHy
Joined: 15 Nov 2004 Posts: 808 Location: Texas
Re: Help! Posted: 10-14-06 00:45am
hopeone
wrote:
hi all, im new here, im 5
weeks preg, n I need to get an abortion as
I hva baby n my health wudnt cope up.
How can I find the clinc..I broswed thru
some page which lists the clincs but they
do not cover under my insurance. How to
find one. And I live in delaware. What
does the law say? I hope therez no ban
on abortion. Can anyone help me.
Thanx
the fastest way to find
out would be to call your insurance
provider and ask them directly if they
cover abortion procedures. Most
insurance companies do not unless your
life becomes threatened by the pregnancy.
If your insurance company will not cover
the procedure, there may be nonprofit
organizations and foundations in your
state to help you out with the cost.
Try www.Nnaf.Org (all
lower case). It is the website for the
national network of abortion funds. They
should have a state by state listing of
available funds.
Peace,
jenn
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yupmeagain
Experienced User , Rather EHEALTHy
Joined: 05 Oct 2006 Posts: 94
Posted: 10-14-06 10:46am
eiri
wrote:
unfortunately, american
insurance often only covers necessary or
life-saving procedures. Even teeth
braces are often considered cosmetic, and
not covered by
insurance.
that isn't true. Every policy is
different. Some ins co will cover
elective abortions while others will not.
Don't talk about things you are ignorant
about.
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yupmeagain
Experienced User , Rather EHEALTHy
Joined: 05 Oct 2006 Posts: 94
Posted: 10-14-06 10:48am
purestgreen
wrote:
why does this insurance not
cover
abortions?
which one? Many do. Health ins is a
private business over here. Some offer
it, while others do not. Same with birth
control. Each policy can exclude
different medical benefits. America
doesn't have socialized health care
(barring medicaid or medicare if one
considers either socialized).
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Tylanas
Especially EHEALTHy
Joined: 13 Jul 2005 Posts: 12985
Thanks: 3
Thanked:0
Posted: 10-14-06 11:56am
yupmeagain
wrote:
eiri
wrote:
unfortunately, american
insurance often only covers necessary or
life-saving procedures. Even teeth
braces are often considered cosmetic, and
not covered by
insurance.
that isn't true. Every policy is
different. Some ins co will cover
elective abortions while others will not.
Don't talk about things you are ignorant
about.
well, i've never heard of one that will.
Gotta go off of what I know; and as I grew
up on military healthcare constantly
listening to by parents complain about it
because we couldn't get some of the
cosmetic things, I know just a little more
than you think I do. I also know many
people in insurance trying to get on state
benefits, so they can get gastric bypass
surgery, or other necessary but
technically "cosmetic" procedures.
|
yupmeagain
Experienced User , Rather EHEALTHy
Joined: 05 Oct 2006 Posts: 94
Posted: 10-14-06 12:02pm
eiri
wrote:
yupmeagain
wrote:
eiri
wrote:
unfortunately, american
insurance often only covers necessary or
life-saving procedures. Even teeth
braces are often considered cosmetic, and
not covered by
insurance.
that isn't true. Every policy is
different. Some ins co will cover
elective abortions while others will not.
Don't talk about things you are
ignorant
about.
well, i've never heard of one that
will.
i know quite a few.
eiri
wrote:
gotta go off of what I know;
and as I grew up on military
healthcare
military healthcare covers edit one ins
doesn't equal the thousands of carriers in
the us.
eiri
wrote:
i know just a little more
than you think I
do.
no, you don't.
eiri
wrote:
i also know many people in
insurance trying to get on state benefits,
so they can get gastric bypass surgery, or
other necessary but technically "cosmetic"
procedures.
gastric bypass is covered as well...
For medical reasons. And the
requirements are strict, but many
insurance companies cover it if it is
needed.
