Joined: 31 Oct 2006 Posts: 15 Location: tallahassee, florida
to Joint Account Or Not to Joint Account? Posted: 10-31-06 22:16pm
So my boyfriend and I have a pretty
serious relationship. We talk about
marriage a lot, and it is definitely a
possibility of the near future....We got
into this not so much a dispute, but a
debate over bank accounts in marriage. He
thinks that we should have one joint
account and each have our seperate
accounts, but I just dont see how anyone
could do that in a marriage considering
marriage is trust and unity..I believe in
one joint account. Ive seen my parents do
it, and well they have a successful
marriage and I dont see anything wrong
with it. My question is, what exactly is
the correct thing to do? Best thing to
do? What does everyone else do? And how
do we solve this..I dont want this to be
an issue that will plague us when we
decide to get married.
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Sarah020406
Experienced User , Rather EHEALTHy
Joined: 11 Jun 2006 Posts: 86
Posted: 11-10-06 16:13pm
This really is a personnel decision and it
has to be what you both want. There is no
correct way to do it. Having a joint
account is great but still having a little
bit of your own money to spend on whatever
you want without having to account for it
is a bonus. By having seperate accounts
aswell as one joint account doesn't have
anything to do with trust its nice to have
your own money and a bit of independance.
My husband and I have a couple joint
accounts (savings and a general one) most
of our money goes into the one account and
then $50 a week goes into our accounts to
do whatever we want with it but usually
its spent on whatever we need anyway but he likes having
"his" money that he can waste at the pub
if he wants to or he saves it occasionally
and buys me a pressie (that is one good
thing about it and I generally use
mine on clothes or other girlie things
another way to do
it is get some cash out on pay day and
give some to your parnter and keep some
yourself and that is 'your' money to do
what you want with. Either way works and
remember its not that much of a biggie in
the long run so don't get too worried
about it. I know some couples who have
been married for years and don't have any
joint accounts and that seems to work for
them so whatever yous decide to do is your
choice and it will be what is best for you
both.
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sandyallen
Extremely EHEALTHy
Joined: 02 Feb 2004 Posts: 4580
Posted: 11-10-06 16:44pm
I kind of have to agree. Thei are some
that can work together on a joint account
and their are others that cannot. I have
known some that cannot even handle their
own checking account. It is really
between the two of you and money
situations can be a major problem in any
relationship.
Good luck!
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Schizophreniahealth
This page was last updated on June 11, 2008
but he likes having
"his" money that he can waste at the pub
if he wants to or he saves it occasionally
and buys me a pressie (that is one good
thing about it 
