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Q: Insurance Question And Cost of Delivery
asked by: mangowife on November 4th, 2006
New User
This is my first post!

Dh and I are talking about the possibility of having a baby next year, and we're currently reviewing/comparing the health coverage from our workplaces to see which plan makes more sense if we were to deliver next year. To make a long story short, I am hoping to get some kind of ballpark figure for prenatal/delivery/postnatal costs. I know the answer depends on a lot of factors such as health and location, but is there a general ballpark number we can work with to "do the math" and weigh our options? Do delivery costs run in the hundreds, thousands, or tens of thousands (or more)? Shocked

a summary of the plans we're comparing:

plan a
prenatal - $20-30 copay, than 100% covered
postnatal - 100% covered
delivery - 90% covered

plan b
prenatal, postnatal and delivery - 100% paid up to the fisrt $2000, after that, we pay 100% up to the next $1000, then after that, company pays 90% thereafter

thanks in advance for your help!
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megums1211
replied on November 4th, 2006
Active User, very eHealthy
I don't think there is any "ball park" figure. It varies with every woman and every pregnancy and every doctor and hospital. It'll depend on if you have complications and things like that.
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Tazzy D
replied on November 4th, 2006
Advanced Support Team
By the looks of how you wrote it .. I think that plan a would be the best

reason if you only have to pay 1 co pay then the rest is free sounds like a winner to me

2nd reason all of the postnatal care is covered fully

and 3 the delivery is covered by 90% meaning you would only have to foot 10% vs. 1000. Here and there.

Also what about your percriptions like prenatal vitamins and if you get a uti and etc. You have to look at all of that as well. Good luck to you
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megums1211
replied on November 4th, 2006
Active User, very eHealthy
Yeah, I agree with tazzy about plan a
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