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Exsising Condition, Self Employed & Need Coverage...help

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nfreytes

New User, Becoming EHEALTHy
Joined: 16 Nov 2006
Posts: 1
Location: Los Angeles, CA
Exsising Condition, Self Employed & Need Coverage...help
Posted: 11-16-06 15:53pm

Hi,
i had a liver transplant in 1998. I take medication regularly to prevent rejection and I am self employed. My state insurace just got cancelled and don't know what to do. Any suggestions? Thanks!!!

Nelson
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ncschealth

New User, Becoming EHEALTHy
Joined: 17 Nov 2006
Posts: 1
Location: North Carolina
Can You Explain a Little More?
Posted: 11-17-06 11:18am

It would help if you could explain what happened with your state health insurance - was it cancelled for non-payment, did the company stop offering the coverage, or what? By law, each state must provide at least one health insurance plan for individuals who are essentially uninsurable (unless they happen to be under a group plan, which, since you're self-employed, I assume does not apply).
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pdishman

New User, Becoming EHEALTHy
Joined: 08 Nov 2006
Posts: 2
Existing Medical Conditions Make It Hard to Find
Posted: 12-04-06 20:19pm

Hello,
unfortunately, with your pre-existing medical conditions, finding a company that will cover all your healthcare needs will be difficult. There are several companies out there like humana, but they will definitely waiver any existing medical conditions, if they agree to cover you at all.
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charduck

New User, Becoming EHEALTHy
Joined: 11 Jan 2007
Posts: 10
Location: AZ
Alternative to Health Insurance
Posted: 01-11-07 17:05pm

I know it's been a while since you posted, so hopefully, you've found health care coverage. If not, have you checked into the various discount health care plans? There are several out there. Of course, they are not at good as health insurance, but they will save you $$. I have one of them, just because health insurance is too expensive.
Good luck.
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Pocky4kitty

New User, Becoming EHEALTHy
Joined: 28 Feb 2007
Posts: 10
Location: california

Posted: 02-28-07 18:53pm

hmm since you are self employed...as long as you have two full term employees (if you have a spouse perhaps a co ownership) you can qualify for group health insurance which takes all health conditions (even cancer) it doesn't matter whether you have had it already or not.

I live in California and had a friend who had a similar problem.
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Anna Castle

New User, Becoming EHEALTHy
Joined: 17 Mar 2008
Posts: 5

Posted: 03-17-08 12:52pm

Try out something like datahealth.co.uk. It might help.
Loads of information and other stuff for you to check and do.
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