Plz Help: Getting the Most Out of Health Insurance Posted: 12-12-06 19:04pm
My employer pays $7200 per year towards my
health insurance.
I can use it al at once or can use it to
buy health, dental, and vision insurance
(cant use for life insurance). This
amount is in excess of my salary and use
it or lose it type.
I am 28 years old and rarely have health
problems (did not get sick in the past 5
years). So, I am wondering if there is
any health insurance plan that I can buy
which would build equity over time. What
I mean is even if I buy health insurance
that costs $7200 per year and then never
visited a doctor—its all wasted.
Instead of that I would like to buy a
insurance plan that would build some kind
of equity which can be used at later
point.
Your ideas and suggestions will be much
appreciated.
Thank you.
|
aufan
New User, Becoming EHEALTHy
Joined: 03 Jan 2007 Posts: 1 Location: Brandon, MS
Posted: 01-03-07 00:31am
You most definetely need to look into the
hsa. I can provide more information about
it if you would like to contact me.
