We are allowed 12 weeks off, which is covered by fmla, but it's unpaid unless you have paid for short term disability. I have to use my leave time when I go out for maternity leave. I only have about a month saved up. My employer pays for my medical insurance, and will continue to do so for the time i'm out, but I have had to pay extra so my daughter's insurance will still be in effect.
I have to say that my employer is great about taking time off or whatever, but i'm also paid on salary, so they usually get over 40 hours out of me every week anyway.