Declined Because of Chiari! Posted: 02-13-07 01:18am
My husband had a very mild level 1 chiari
malformation that happened to show up on
an mri back in 1999 because of a car
accident. It is merely congenital and
has never caused him any problems. I
brought it to the attention of the
underwriting dept. In case it happened
to show up on his mib records. To our
dismay, he was automatically declined by
golden rule for health insurance because
of this condition. We do not understand
why this condition cannot be evaluated on
an individual basis as there are different
degrees of chiari's. Are there any
insurance companies that would be
willing/able to permanently rider the
chiari out and offer a high-deductible
individual plan?
