Health Plan For Parents Who Are 60 Posted: 06-01-07 13:10pm
My father lost his job in his early
fifties (also losing coverage.) After the
termination he started his own business
and until recently I didn't know that my
parents had never bought a private plan.
My father is now 61 and my mother is 57
and they still have no coverage. When I
confronted them about this they said the
only coverage they can get at their age
cost $800-$900/month. I'd estimate my
father's income to be 40-50k per year so
I'm guessing they cannot qualify for any
type of government plans, although I'm
very unfamiliar with how this works. Can
someone recommend what the most affordable
options would be for their situation. (I'm
more interested in a plan with a high
deductible and lower payment - mainly to
cover the big things.)
Thanks in advance,
M
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keg06525
New User, Becoming EHEALTHy
Joined: 09 Jun 2005 Posts: 17
Same Boat Posted: 06-10-07 10:14am
Boy, was I grateful to read your post
because I am in the same boat as your
parents. Mutual of Omaha dropped my
coverage (after 26 years and no claims)
because they were no longer handling
individual policies. So since December
'04 I have no health
insurance..........and it has made me a
wreck. I tried getting a policy from
several companies but was rejected because
I have a pre-existing condition. I am in
desperate need of help. Good luck with
finding coverage for your parents. OOPS!
I forgot to mention that I, too, am mainly
interested in a high ($10,000) deductible.
Dee
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ericn
New User, Becoming EHEALTHy
Joined: 10 Jul 2007 Posts: 1 Location: Ocala
to Anyone Having Trouble Finding Health Insurance Posted: 07-10-07 08:20am
For the two of you that posted above, I'd
like to try and help you find health
insurance that meets your needs. I've
helped alot of people that had previously
felt they had no other option. That being
said, there are a few that I am unable to
help find suitable coverage, and my heart
goes out to them. However, regardless of
pre-existings, I am willing to try if you
are. I have alot of contacts with quite a
few insurance companies through out
Florida. Feel free to contact me if you'd
like my help.
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robbie25
New User, Becoming EHEALTHy
Joined: 03 Aug 2007 Posts: 6 Location: ,
Posted: 08-04-07 15:16pm
since there are no recent posts from
either of you I am hoping you both found
coverage. If so could you share your
experience so others can find help?
If you haven't found coverage have you
checked your state for a high risk
insurance pool? Just a thought.