My doctor wants to run some tests to make
sure that there is not a medical reason
for my not having conceived yet.
Unfortunately my insurance does not cover
anything dealing with infertility. After
determining the costs of all the tests, we
just can't afford them right now. Any
suggestions on dealing with the insurance
company? Or maybe there is some type of
alternative. Maybe one test is more
important then another. I just don't know
what to do. It's like the answers are
right there in front of me, but I just
can't grasp them. This is already such an
emotional time, and knowing that you can't
get what you need, just makes it that much
worse.
Thanks in advance for your reponses.
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Assena
Experienced User , Rather EHEALTHy
Joined: 12 Nov 2004 Posts: 328 Location: Georgia
Posted: 06-22-07 07:26am
i had the same problem you have. we were
trying for over a year and my ob/gyn
wanted us to go thru testing. My insurance
covered the HSG test because it does not
nessicarily fall unter "infertility" and
it covered the blood work, but the semen
analysis was definatly not covered. You
may want to talk to your insurance company
about each individual test not just thier
coverage of infertility treatment.
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mc4ever02
Supporter
Joined: 08 Feb 2007 Posts: 3636 Location: Orlando, FL Usa
Thanks: 5
Thanked:2
Posted: 06-22-07 09:55am
You may also want to call around to
different fertility clinics. I wouldn't be
surprised if the prices varied
signifficantly between them all.
Have you been charting your temps? (bbt)
Or using opk's?
Good luck!
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kwing
New User, Becoming EHEALTHy
Joined: 22 Jun 2007 Posts: 3 Location: Michigan
Posted: 06-22-07 15:53pm
I will definitely check about the
different tests. When I called initially
the only thing that I got out of them is
that they didn't cover infertility. I
specifically asked about diagnosis and I
got the same response. But I will try
again. Maybe I'll get someone more
helpful. Also, did you end up doing the
semen analysis? Just wondering on the
cost as I have not called on that yet.
I have been charting temps, using OPK, all
that good stuff. That definitely doesn't
stop you from thinking that you are still
doing something wrong.
Thanks!
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Assena
Experienced User , Rather EHEALTHy
Joined: 12 Nov 2004 Posts: 328 Location: Georgia
Posted: 06-22-07 16:07pm
if I remember correctly the semen analysis
was a little over $100. I figured it was
the easier of the tests. Heck he got a
better deal, no other test out there do
you get to have an orgasm On purpose.
Are you seeing a fertility specialist or
is this being ordered by your gyno? an HSG
(it is a sucky test btw) checks for
problems with your uterus and falopian
tubes and is used for other things beyond
infertility and the corresponding blood
work (check you for pcos and other things)
most of it checks hormone/ insulin/
cholesterol and that is not always to do
with infertility.
Best of luck to you both. Just keep the
faith and keep trying. I was eventualy
diagnosed with PCOS (after 3 years) and am
currently 8 weeks pregnant. (we didn't
even "try" that month) you just never
know.
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kwing
New User, Becoming EHEALTHy
Joined: 22 Jun 2007 Posts: 3 Location: Michigan
Posted: 06-23-07 11:40am
That cost isn't too bad. It's funny how
guys think that having to do this is the
worst thing ever. If they only understood
what we have to go through.
My gyno is ordering the test, but he
specializes in reproductive endocrinology.
I am going to make a call to my insurance
company on Monday to see what's what with
the HSG. Keeping my fingers crossed. I
suppose that as long as it is coded a
certain way to the insurance, it shouldn't
be a problem. We'll have to wait and see,
but you have certainly given me hope.
Thank you for that.
